TheIndependentInsuranceAgency.com

We've Made Shopping For Any Kind Of Insurance Coverage Fast, Easy, and Available Online

    

                     Home | About Us | Contact Us | Applications & Forms | Realtor's Referral Program

                                                                                                                 

To Get A Quick Quote With Several Leading Insurance Companines Just Complete A Short Online Information Form

Safeco Insurance

 

Are You Getting The Best Available Coverage & Rates ?

We offer the National Flood Insurance Program and

 Excess Flood  Insurance Policies with several leading insurance carriers.

 

 

            Flood Insurance  ( Private Residential Dwellings) Quote Request

 

 

Please fill out as much information as possible.

If you have any questions regarding this form please contact us.

Flood Insurance ( Residential Dwellings) Quote Request Form - (Texas Residents Only!)

(* Indicates a required field)

All information provided will be regarded as strictly confidential, and will be used only to secure an accurate quotation for insurance coverage.

   
 

You may pay for your Flood Insurance at your home closing or by check or credit card!
 
   
   
Complete To Obtain A Quick Flood Insurance Quote - Texas
Name:

Property Address :

City:
State:
Zip:
County:
Date/Year of Construction:
MM/YYYY
Predominant Building Material:
Number of Stories:
 
 Home Telephone:

Work Telephone:

Cell/Mobil Telephone:

Fax :
 Email Address :
Garage Type on Property:
# Garage Stalls :
1st Floor Square Footage:
Approximate if Known
2nd Floor Square Footage:
Approximate if Known
Dwelling Coverage Amount Requested :
$
Contents Coverage Amount Requested :
$
New Purchase or Refinance?:
New Home Construction?:
Have Survey or Ordered?:
Have Elevation Certificate?:
Not required for quote.
Estimated Closing Date:
Applies to New Purchases or Renewals.
These next questions may seem unusual if you have never had Flood Insurance before; answering them completely will help us provide you with a more accurate quote.
Have you ever had 2 Flood Insurance Claim Payments, Each over $1000?:
Have you ever had 3 Flood Insurance Claim Payments, regardless of amount?:
Have you ever had 2 Federal Disaster Relief Payments (including loans and grants), each over $1,000?:
Have you ever had 3 Federal Disaster Relief Payments (including loans and grants), regardless of amount?:
Have you ever had 1 Flood Insurance Payment AND1 Federal Disaster Relief Payments (including loans and grants), each over $1,000?:
Desired Deductible:

 

 

EVERYONE IS AT RISK. Get the Facts. Be Flood Smart.

National Flood Insurance Program (NIFP) SAMPLE Policy Form

Note:  Sample Policy Form For NIFP Residential Property

Coverage proposals presented to you by our Agency may differ; Excess Flood Insurance Polices may offer NIFP approved policy forms endorsement or have filed it's own unique policy forms with the Texas Department Of Insurance. Please carefully read any carrier prepared proposal presented to you and where necessary request a copy of each insurance company policy form or endorsement presented; so that you may compare any differences in coverage offered.

 
 National Flood Insurance Program - Residential  Dwelling Form Insurance Policy  (click to view / read / print )

 

 National Flood Insurance Program Residential Annual Premium Tables

The tables below displays different types of coverage. Premiums vary depending on the amount of coverage you choose and the type of coverage you need and the Flood Zone your home is located within.

High Risk Coastal Premium Table: Residential

 

Premiums for ZONES V, VE, V1-30 (Pre-FIRM)

These premiums are based on a single family, one floor, no basement building with a standard $500 deductible.3 Your premium may be even lower if your community participates in the Community Rating System (CRS).4

Important: Your individual situation may differ from the conditions used for this estimate. To obtain an actual community rated quote for your specific dwelling & community please submit the above online Flood Insurance Quote Request Form.

Building & Contents Building Only1 Contents Only1,4
Coverage Annual Premium2,3 Coverage Annual Premium2 Coverage Annual Premium2
$35,000/$10,000 $621 $35,000 $486 $10,000 $171
$50,000/$15,000 $852 $50,000 $650 $15,000 $242
$75,000/$20,000 $1,250 $75,000 $980 $20,000 $313
$100,000/$30,000 $1,807 $100,000 $1,310 $30,000 $550
$125,000/$40,000 $2,363 $125,000 $1,640 $40,000 $787
$150,000/$50,000 $2,920 $150,000 $1,970 $50,000 $1,024
$250,000/$100,000 $5,358 $250,000 $3,275 $100,000 $2,208
1 Includes a Federal Policy Fee of $30 and ICC Premium.
2 Includes a Federal Policy Fee of $30 only.
3 Higher deductible limits are available, up to $5,000 for single-family properties.
4 The Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood   risk resulting from the community actions. To learn more about CRS and to see if your community participates, go to FEMA's CRS Web page      , at http://www.fema.gov/business/nfip/crs.shtm.

Note: Replacement Cost Coverage is available for single-family dwellings that are primary residences. They must be insured to the maximum amount of insurance available under the program or no less than 80% of the replacement cost at the time of loss. Please refer to the policy or manual for further explanation and requirements.

 

High Risk Premium Table: Residential

Premiums for ZONES A, AE, A1-30, AO, AH (Pre-FIRM)

These premiums are based on a single family, one floor, no basement building with a standard $500 deductible.3 Your premium may be even lower if your community participates in the Community Rating System (CRS).4

Important: Your individual situation may differ from the conditions used for this estimate. To obtain an actual community rated quote for your specific dwelling & community please submit the above online Flood Insurance Quote Request Form.

Building & Contents Building Only1 Contents Only1,4
Coverage Annual Premium2,3 Coverage Annual Premium2 Coverage Annual Premium2
$35,000/$10,000 $503 $35,000 $398 $10,000 $140
$50,000/$15,000 $681 $50,000 $523 $15,000 $196
$75,000/$20,000 $861 $75,000 $650 $20,000 $251
$100,000/$30,000 $1,079 $100,000 $776 $30,000 $346
$125,000/$40,000 $1,296 $125,000 $903 $40,000 $442
$150,000/$50,000 $1,514 $150,000 $1,029 $50,000 $537
$250,000/$100,000 $2,462 $250,000 $1,520 $100,000 $1,014
1 Includes a Federal Policy Fee of $30 and ICC Premium.
2 Includes a Federal Policy Fee of $30 only.
3 Higher deductible limits are available, up to $5,000 for single-family properties.
4 The Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions. To learn more about CRS and to see if your community participates, go to FEMA's CRS Web page, at http://www.fema.gov/business/nfip/crs.shtm.

Note: Replacement Cost Coverage is available for single-family dwellings that are primary residences. They must be insured to the maximum amount of insurance available under the program or no less than 80% of the replacement cost at the time of loss. Please refer to the policy or manual for further explanation and requirements.

 

 
Preferred Risk Policy Premium Table: Residential
 

PRP Premiums for ZONES B, C, X (PRE-/POST-FIRM)

These premiums are based on a Preferred Risk Policy (PRP) for a single family, one floor, no basement building with a standard $500 deductible. If you would like premium estimates for building-only coverage, you can find them at a non-PRP rate. Please note that purchasing building and contents coverage at PRP rates is usually more affordable than building-only coverage at the regular rate.

Important: Your individual situation may differ from the conditions used for this estimate. To obtain an actual community rated quote for your specific dwelling & community please submit the above online Flood Insurance Quote Request Form.

Building & Contents Contents Only1,4
Coverage Annual Premium2,3 Coverage Annual Premium2
$20,000/$8,000 $112 $8,000 $61
$30,000/$12,000 $138 $12,000 $86
$50,000/$20,000 $180 $20,000 $116
$75,000/$30,000 $207 $30,000 $131
$100,000/$40,000 $233 $40,000 $146
$125,000/$50,000 $249 $50,000 $156
$150,000/$60,000 $264 $60,000 $166
$200,000/$80,000 $296 $80,000 $181
$250,000/$100,000 $317 $100,000 $196
1 Add the $50.00 Probation Surcharge, if applicable.
2 Premium includes Federal Policy Fee of $11.00.
3 Premium includes ICC premium fee of $1.00. Deduct this amount if the risk is a townhouse/rowhouse condominium unit.
4 Contents-only policies are not available for contents located in basement only.

Note: Condominium associations are not eligible for the Preferred Risk Policy. Individual condominium units are not eligible unless they qualify under one of the exceptions on page PRP 2 of the NFIP Flood Insurance Manual. The deductibles apply separately to building and contents. Building deductible, $500. Contents deductible, $500.

Replacement Cost Coverage is available for single-family dwellings that are primary residences.

They must be insured to the maximum amount of insurance available under the program or no less than 80% of the replacement cost at the time of loss. Please refer to the policy or manual for further explanation and requirements.

Your policy’s premium will be based on a number of factors, including your risk level and the amount of coverage you want. To find your risk profile, fill out the 1-Step Profile on the left side of any of the below :

Preferred Policies
 

bullet Low-to-moderate risk residential
bullet Low-to-moderate risk non-residential

  Click Above Underlined Risk Tables To View

 

Standard Residential
 

bullet Low-to-moderate risk
bullet High-risk
bullet Coastal high-risk

  Click Above Underlined Risk Tables To View

Standard Non-Residential
 

bullet Low-to-moderate risk
bullet High-risk
bullet Coastal high-risk

  Click Above Underlined Risk Tables To View