We Offer General Liability Insurance With Several Leading Insurance Companies.
Commercial Property & Casualty
Our "Market Specialists" have proven
expertise and market connections in selected insurance industries or
coverage classifications. Our "Market Specialists " work with our
agency producers & their customers to secure insurance quotes from their "Best of Class" companies.
Please carefully
review the questions and pre-selected
answers below. Please make any corrections
necessary so as to assure that each
question presented herein has been correctly and
truthfully answered to the best of your
knowledge.
1.Is the applicant a subsidiary of
another entity ?YesNo
14. Has applicant been
active in or is currently active in
joint ventures?
YesNo
2.Does the applicant have any
subsidiaries ?
YesNo
15. Do you lease
employees to or from other employers ?
YesNo
3. Is a formal safety program in
operation?YesNo
Most Insurance Companies require any
insured business owners to provide
written proof at time of application
and at each annual renewal that their
firm maintains a written safety manual
and documentation that the your firm
conducts weekly employee safety
meeting.
16. Is there a labor
interchange with any other business or
subsidiaries ?
YesNo
4. Any exposure to
flammables , explosives, chemicals ?
YesNo
17. Are day care
facilities operated or controlled ?
Have any crimes occurred or been
attempted on your premises within the
last three (3) years ?
YesNo
5. Any catastrophe
exposure ?
YesNo
18. Have any crimes
occurred or been attempted on your
premises within the last three (3)
years ?
YesNo
6. Any other insurance
with this company or being submitted ?
YesNo
19. Is there a formal,
written safety and security policy in
effect ?
YesNo
Most Insurance Companies require any
insured business owners to provide
written proof at time of application
and at each annual renewal that their
firm maintains a written safety manual
and documentation that the your firm
conducts weekly employee safety
meeting.
7. Any policy or coverage declined,
cancelled, or non-renewed during the
prior 3 years?
YesNo
20. Does the business
promotional literature make any
representations about safety or
security of the premises ?
YesNo
8. Any past losses or claims related
to sexual abuse or molestation
allegations, discrimination or
negligent hiring ?
YesNo
" ARTISAN
CONTRACTORS "
Complete Below Section If You Operate As A
General Or Sub-Contractor In
Construction or Tradesman Industry
Check
Here & Complete This Section
9. During past 5 yrs has any applicant been
indicted for or convicted of any
degree of the crime of fraud, bribery,
arson, or any other arson-related
crime in connection with this or any
other property ?
YesNo
1. Does applicant draw
plans, design, or specification for
other ?
YesNo
10.
Any uncorrected fire code violations ?
YesNo
2. Do any operations
include blasting or utilize or store
explosive material ?
YesNo
11. Any tax liens, law suits, or
bankruptcy within 5 years?YesNo
3. Do any operations
include excavation, tunneling,
underground work or earth moving ?
YesNo
12. Has business been placed in a
trust ?
YesNo
4. Do your
sub-contractors carry coverage or
limits less than yours ?
YesNo
13. Any foreign operations, foreign
products distributed in USA, or US
products sold/distributed in foreign
countries ?
YesNo
5. Are sub-contractors
allowed to work without providing you
with a certificate of insurance?YesNo
14. Any medical facilities provided or
medical professionals employed or
contracted ?
YesNo
6. Does applicant lease
equipment to other with or without
operators ?
YesNo
15. Any exposure to
radioactive/nuclear materials?
YesNo
Describe The Type Work
Sub-contracted :
16. Do/Have past, present or
discontinued operations involve
storing, treating, discharging,
applying, disposing, or transporting
of hazardous material ?
YesNo
(e.g. landfills, wastes, fuel tanks,
ect )
Subs Paid Annually
% Work Sub
# Full Time
# Part Time
17. Any operations sold, acquired, or
discontinued in last five (5) years ?
YesNo
18. Machinery or
equipment loaned or rented to others ?
YesNo
Products/Completed Operations
If
You Firms Is Requesting Products or
Completed Operations Coverage
Check
Here & Complete This Section
19. Any watercraft,
docks, floats owned, hired or leased ?
YesNo
1. Does applicant
install, service, or demonstrate
products ?
Yes
No
20. Any parking
facilities owned/rented ?
YesNo
2. Foreign
products sold, distributed, used as
components ?
Yes
No
21. Recreation
facilities provided ?
YesNo
3. Research and
development conducted or new products
planned ?
Yes
No
22. Is there a swimming
pool on the premises ?
YesNo
4. Guarantees,
Warranties, Hold Harmless Agreements?
Yes
No
If "
Yes " Please explain in below remarks
/ comments section
24. Sporting or social
events sponsored ?
YesNo
5. Products
related to Aircraft / Space Industry ?
Yes
No
6. Products
recalled, discontinued, changed ?
Yes
N
25. Any structural
alterations contemplated ?
YesNo
7. Products of
others sold or re-packaged under
applicant name ?
Yes
N
8. Products under
label of others ?
Yes
N
26. Any demolition
exposure contemplated ?
YesNo
9. Vendors
Coverage Required ?
Yes
N
10. Does any named
insured sell to other named insured's
?
Yes
N
Comments/Remarks
If you answered " Yes "
above questions - please indicate question
# with details ?
Additional
Comments/Remarks You Wish Us To Consider
While Preparing Your Quote:
Submission of quote request form
to Hemphill Insurance Agency does not constitute
a binding confirmation of new or revised
insurance coverage. To confirm binding or
current policy revisions you must receive a
written confirmation for any new or change
in coverage from our agency staff.
ACORD FILLABLE APPLICATIONS
(These Are Insurance Industry Standardized Underwriting
Forms Accepted By Virtually All Carriers )
#
Name
Description
Fillable
Click
1.
ACORD 125
Commercial General Insurance Application
2.
ACORD 126
Commercial General Liability Section
Download All Application
Forms To Your System - Complete Each Fillable Application - Print
Insurance Service Office
(ISO) SAMPLE Policy Forms
Note: These Are
Sample Policy Forms That Represent Insurance Industry Standardized
Commercial Lines Policies.
Coverage proposals
presented to you by our Agency may differ; as each insurer represented
may offer modified coverage by endorsement or have filed it's own unique
policy forms with the Texas Department Of Insurance. Please carefully
read any carrier prepared proposal presented to you and where necessary
request a copy of each insurance company policy form presented; so that
you may compare any differences in coverage offered.
Every business also faces
exposure to liability losses. A business may become legally liable (i.e.,
responsible for payment) for bodily injury suffered by another person or
persons, or for damage to or destruction of the property of others. This
liability may be the result of
!
A court decision (as in a lawsuit charging negligence).
!
Violation of contract provisions (a contract that makes one party
responsible for certain kinds of losses).
Public Liability
A business may be held liable for
injuries or other losses suffered by a member of the general public as the
result of the firm's (or its employees') negligence or fault. Examples
include
!
A customer in a firm's building trips on a broken step.
!
A defective product causes injury to its user.
!
Improper installation of a product causes injury to a customer.
!
A tenant is held responsible for a third-party injury occurring on the
rented property, due to a clause he or she signed agreeing to such
responsibility.
Your daily paper will provide
dozens of other examples. A firm that is found legally liable for harming a
third party must pay damages to compensate the injured party. Sometimes the
court also imposes punitive damages and, in cases involving violation of
statutes designed to protect the community, the court may levy fines in
order to discourage future violations.
Regardless of who wins or loses
a law suit, litigation is time consuming and expensive. No matter how
ridiculous or unfounded the suit may be, productive business hours are lost,
lawyers must be retained and paid and other related costs must be met while
the suit is being contested.